Brian BettyYou’ve seen the headlines. Some say rates are dropping soon. Others say they’ll stay high all year. Meanwhile, you’re stuck trying to make a decision that could impact your financial future — without a clear answer.
Brian BettyIf you’re a first-time homebuyer trying to get into the market in 2025, you’re not alone — and thankfully, you’re not without help. Rising home prices and interest rates have made affordability a real challenge, but there’s good news: several new or expanded programs are offering more support this year to help you get the keys to your first home.
Licensed In: OK-MLO13910 | OH-MLO-OH.299931 | GA #52660 GA Disclaimer Georgia Residential Mortgage License | IN #53700, LA,
TXNMLS Consumer Access Portal
MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.
Pursuant to the requirements of Section 157.007 of the Mortgage Banker Registration and Residential Mortgage Loan Originator Act, Chapter 157, Texas Finance Code, you are hereby notified of the following: Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov A toll-free hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov
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