Which Loan Program Is Right for Me—Conventional, FHA, VA, or USDA?

Which Loan Program Is Right for Me—Conventional, FHA, VA, or USDA?

When it comes to financing a home, the variety of loan options available can feel overwhelming. Four of the most common choices—Conventional, FHA, VA, and USDA loans—each come with unique features, el... ...more

Mortgage

July 28, 20253 min read

Beyond the Interest Rate: Hidden Mortgage Costs Every Homebuyer Should Know

Beyond the Interest Rate: Hidden Mortgage Costs Every Homebuyer Should Know

Understanding the Full Cost of a Mortgage When you're shopping for a mortgage, the interest rate naturally grabs your attention—and it should. Even a small difference in rate can mean thousands saved... ...more

Mortgage

July 28, 20253 min read

Should You Lock in Your Mortgage Rate Right Now

Should You Lock in Your Mortgage Rate Right Now

Mortgage rates in July 2025 are hovering around 6.72% for a 30-year fixed loan, reflecting a modest increase after several weeks of declines. While the Federal Reserve has not raised interest rates re... ...more

Mortgage

July 11, 20253 min read

Why Owning a Home Still Makes Sense in 2025

Why Owning a Home Still Makes Sense in 2025

If you’ve been on the fence about buying a home, you're not alone. Home prices remain elevated, mortgage rates are volatile, and affordability is a top concern. But even in 2025, owning a home still m... ...more

Mortgage

July 07, 20253 min read

What’s The Real Outlook For Mortgage Rates In 2025?

What’s The Real Outlook For Mortgage Rates In 2025?

You’ve seen the headlines. Some say rates are dropping soon. Others say they’ll stay high all year. Meanwhile, you’re stuck trying to make a decision that could impact your financial future — without ... ...more

Mortgage

June 11, 20253 min read

New Help for First-Time Homebuyers in 2025

New Help for First-Time Homebuyers in 2025

If you’re a first-time homebuyer trying to get into the market in 2025, you’re not alone — and thankfully, you’re not without help. Rising home prices and interest rates have made affordability a real... ...more

Mortgage

June 11, 20253 min read

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5830 Granite Parkway, Suite 100-335Plano, TX 75024

Copyright 2025. All rights reserved. LO NAME NMLS #299931 | NEXA Mortgage LLC | Company NMLS #1660690 | Equal Housing Opportunity | Equal Housing Lender

Licensed In: OK-MLO13910 | OH-MLO-OH.299931 | GA #52660 GA Disclaimer Georgia Residential Mortgage License | IN #53700, LA,
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MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

Pursuant to the requirements of Section 157.007 of the Mortgage Banker Registration and Residential Mortgage Loan Originator Act, Chapter 157, Texas Finance Code, you are hereby notified of the following: Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov A toll-free hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov

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